In an Over-Communicated, Intrusive World, Simple is Better
Ed

Yes, Virginia, There
Is a Santa Claus

 
Copyright © 2007
by Ed Bagley

(Editor’s Note: The following editorial by Francis P. Church was first published in The New York Sun in 1897 in response to an
8-year-old girl’s letter to the editor, and is arguably the most famous editorial ever written in an American newspaper. This incredible piece of writing happened when newspapers were the primary means of communication. In 1897 there was no mass communication by radio, television, computers, cell phones and the associated technical goodies we have today. Readers actually believed and trusted in newspapers. Now we do not believe and trust in newspapers anymore than we do in politicians.)

Here is how Francis P. Church responded to Virginia O’Hanlon’s letter:

“We take pleasure in answering thus prominently the communication below, expressing at the same time our great gratification that its faithful author is numbered among the friends of The Sun:

Dear Editor—
I am 8 years old. Some of my little friends say there is no Santa Claus. Papa says, “If you see it in The Sun, it’s so.” Please tell me the truth, is there a Santa Claus?
Virginia

Virginia, your little friends are wrong. They have been affected by the skepticism of a skeptical age. They do not believe except (in what) they see. They think that nothing can be which is not comprehensible by their little minds.

All minds, Virginia, whether they be men’s or children’s, are little. In this great universe of ours, man is a mere insect, an ant, in his intellect as compared with the boundless world about him, as measured by the intelligence capable of grasping the whole of truth and knowledge.

Yes, Virginia, there is a Santa Claus. He exists as certainly as love and generosity and devotion exist, and you know that they abound and give to your life its highest beauty and joy.

Alas! how dreary would be the world if there were no Santa Claus! It would be as dreary as if there were no Virginias. There would be no childlike faith then, no poetry, no romance to make tolerable this existence. We should have no enjoyment, except in sense and sight. The external light with which childhood fills the world would be extinguished.

Not believe in Santa Claus! You might as well not believe in fairies. You might get your papa to hire men to watch in all the chimneys on Christmas eve to catch Santa Claus, but even if you did not see Santa Claus coming down, what would that prove?

Nobody sees Santa Claus, but that is no sign that there is no Santa Claus. The most real things in the world are those that neither children nor men can see. Did you ever see fairies dancing on the lawn? Of course not, but that’s no proof that they are not there. Nobody can conceive or imagine all the wonders there are unseen and unseeable in the world.

You tear apart the baby’s rattle and see what makes the noise inside, but there is a veil covering the unseen world which not the strongest man, nor even the united strength of all the strongest men that ever lived could tear apart. Only faith, poetry, love, romance, can push aside that curtain and view and picture the supernal (supernal means “of exceptional quality or extent”) beauty and glory beyond.

Is it all real? Ah, Virginia, in all this world there is nothing else real and abiding. No Santa Claus! Thank God! he lives and lives forever. A thousand years from now, Virginia, nay 10 times 10,000 years from now, he will continue to make glad the heart of childhood.”

About the Exchange
Francis P. Church’s editorial, “Yes Virginia, There is a Santa Claus” was an immediate sensation, and went on to became one of the most famous editorials ever written. It first appeared in The New York Sun in 1897, more than a hundred years ago, and was reprinted annually until 1949 when the paper went out of business.

Thirty-six years after her letter was printed, Virginia O’Hanlon recalled the events that prompted her letter:

“Quite naturally I believed in Santa Claus, for he had never disappointed me. But when less fortunate little boys and girls said there wasn’t any Santa Claus,
I was filled with doubts.
I asked my father, and he was a little evasive on the subject.

It was a habit in our family that whenever any doubts came up as to how to pronounce a word or some question of historical fact was in doubt, we wrote to the Question and Answer column in The Sun. Father would always say, ‘If you see it in the The Sun, it’s so,’ and that settled the matter.

‘Well, I’m just going to write The Sun and find out the real truth,’ I said to father.

He said, ‘Go ahead, Virginia. I’m sure The Sun will give you the right answer, as it always does’.”

And so Virginia sat down and wrote her parents’ favorite newspaper.

Her letter found its way into the hands of a veteran editor, Francis P. Church. Son of a Baptist minister, Church had covered the Civil War for The New York Times and had worked on the The New York Sun for 20 years, more recently as an anonymous editorial writer.

Church, a sardonic man, had for his personal motto, “Endeavour to clear your mind of cant.” When controversial subjects had to be tackled on the editorial page, especially those dealing with theology, the assignments were usually given to Church.

Now, he had in his hands a little girl’s letter on a most controversial matter, and he was burdened with the responsibility of answering it.

“Is there a Santa Claus?” the childish scrawl in the letter asked. At once, Church knew that there was no avoiding the question. He must answer, and he must answer truthfully. And so he turned to his desk, and he began his reply that was to become one of the most memorable editorials in newspaper history.

Church married shortly after the editorial appeared. He died in 1906, leaving no children.

Virginia O’Hanlon went on to graduate from Hunter College with a Bachelor of Arts degree at age 21. The following year she received her Master’s from Columbia University, and in 1912 she began teaching in the New York City school system, later becoming a principal. After 47 years, she retired as an educator.

Throughout her life she received a steady stream of mail about her Santa Claus letter, and to each reply she attached an attractive printed copy of the Church editorial. Virginia O’Hanlon Douglas died on May 13, 1971, at the age of 81, in a nursing home in Valatie, N.Y.

Clason’s “The Richest Man in Babylon” Part 2 – The 7 Cures for a Lean Wallet and The 5 Laws of Money

Copyright © 2007 Ed Bagley

Part 1 of this 2 Part series ends the synopsis of George Clason’s book “The Richest Man in Babylon,” but Clason raises an important question: Why should
so few men be able to acquire so much gold?

The answer is because they know how.

One may not condemn a man for succeeding because he knows how. Neither may one with justice take away from a man what he has fairly earned, to give to men of less ability.

And so it was that the good king of Babylon sought out the richest man in Babylon to teach to others in his kingdom the secrets of his success.

This is a synopsis of what the richest man taught to the people
of Babylon:

The Seven Cures for a Lean Wallet

1) Start your wallet to fattening. Save one-tenth of all you earn. Remember that a part
of all I earn is mine to keep. Do this faithfully. Do not let the simplicity of this escape you.

When I ceased to pay out more than nine-tenths of my earnings,
I got along just as well.
I was not shorter than before, and, money came to me more easily than before.

2) Control your expenses. How is it that all do not earn the same yet all have lean wallets? Here is the truth: That which each of us calls our “necessary expenses” will always grow to equal our incomes unless we protest to
the contrary.

Confuse not necessary expenses with desires. We all have more desires than our earnings can gratify. Examine which of the accepted expenses of living can be reduced or eliminated. Let your motto be 100% of appreciated value demanded for every dollar spent.

Budget your expenses so that your actual necessities are met without spending more than nine-tenths of your earnings.

3) Make your money multiply. Protect your growing treasure by putting it to labor and increasing. Money in your wallet earns nothing. Money that we earn from our money is but a start; it is the earnings generating earnings that builds fortunes.

When the richest man in Babylon loaned money to the shield maker to buy bronze, he said this: “Each time I loaned money to the shield maker, I loaned back also the rental he had paid me. Therefore not only did my capital increase, but its earnings likewise increased.”

4) Guard your money from loss. Everyone has an idea of how to make quick money; few, however, have the evidence of making money to justify their idea, scheme or offer of quick riches. The first sound principle of investment is security for your principal.

Before you loan your money to any man assure yourself of his ability to repay your loan, and of his reputation to do so. Make no one a present of your hard-earned treasure.

Consult the wisdom of those experienced in handling money for profit. Such advice is often freely given for
the asking, and may possess more value than the amount you
are about to invest.

5) Make your home a profitable investment. When you can set aside only nine-tenths of what you earn to live, and can use a part of that nine-tenths to improve the investment in your housing, do it; owning your own home is also an investment that grows with your wealth.

Your family deserves a home they can enjoy and call their own. It builds a sense of stability and well-being.

6) Ensure a future income. Build income-producing assets that do not require you to work forever. We will all grow old and die.

You should prepare a suitable income for the days to come when you are no longer younger and cannot work as hard, and to make preparations for your family should you no longer be with them to comfort and support them. Provide in advance for the needs of your growing age, and the protection of your family.

7) Increase your
ability to earn.
Desire precedes accomplishment, and the desire must be strong and definite. When you have backed your desire for saving $1,000 with the strength and purpose to secure it, you can then save $2,000.

Desires must be simple and definite. Desires defeat their own purpose when they are too many, too confusing, or too difficult to accomplish. Cultivate your own powers to study and become wiser, more skillful, and more productive.

Here is more sage advice from Clason’s masterpiece on financial matters:

The 5 Laws of Money

If you had to choose, would you choose tons of money or wisdom? Most men would take the money, ignore the wisdom, and waste the money. Here is the wisdom:

1) Money comes gladly and in increasing quantities to any man who will put aside not less than one-tenth of his earnings to create an estate for his future and the future of his family.

2) Money labors diligently and contently for the wise owner who finds for it profitable employment, multiplying unto itself in infinity if kept working diligently. Money multiplies itself in surprising fashion.

3) Money clings to
the protection of the cautious owner who invests it with the advice of men wise
in its handling.

4) Money slips away from the man who invests it in businesses or purposes that he is not familiar with, or which are not approved by those skilled in its keep. The inexperienced handler of money who trusts his own judgment, and puts his money in investments which he is not familiar, always pays with his money for his experience.

5) Money flees the man who would force it to impossible earnings, or who follows the alluring advice of tricksters and schemers, or who
trusts it to his own inexperience and romantic desires in investment.

Here is the hard lesson of the 5 Laws of Money: You cannot measure the value of wisdom in bags of money. Without wisdom, those who have it quickly lose money, but with wisdom, money can be secured by those who have it not.

This ends the condensation.

Copyright © 2020 Ed Bagley

I think it is true: God gives men 4 crucial gifts: The Gift of Life, The Gift of Choice, The Gift of Faith and The Gift of Women.

The Holy Trinity is really three persons in one—God the Father, the Creator of Creation as we know it; God the Son, Jesus, who by being crucified on the cross becomes our redeemer by canceling out our original sin passed down from Adam and also becomes  our savior by arising from the dead so that we might be heirs to eternal life in heaven; and the Holy Spirit, the Lord and giver of life as we know it and live it on Planet Earth.

Here is why we are the benefactors of God’s 4 crucial gifts:

The Gift of Life

Without the Gift of Life we would not exist. We exist through the grace of God, our Creator.  

Following is one example of why God remains relevant in today’s world:

Jesus said to His apostle Thomas (the “Doubting Thomas” as he would become known):

“You have seen me and now you believe. Blessed are those who have not seen me, yet still believe.”

Lesson: The knowledge of belief is a lifesaving gift. We are the only animal on Planet Earth who knows we will eventually die. When we die, we will lose our consciousness and experience either nothingness, or a life with our Father in heaven, even though we do not now know exactly what that afterlife will be.

Which is the better choice?

Jesus said: “I am the way, and the truth, and the life.” He was not kidding. To be blunt, He said it is either my way or no way.

We know that all good things come to an end, and nothing stays the same.

The Holy Bible teaches us that no one can come to the Holy Father except through Jesus, and that while doing good works is a Christian practice that is highly valued, we will ultimately be saved by the grace of God, and not by our good works in helping others.

The apostle Mark tells us that Jesus said: “He that believeth and is baptized shall be saved.” 

What is important about this message from Jesus is that you believe in Him and His word. The fact that you are also baptized is an important act of saying that you believe in God’s word, you are entering a new life with Jesus, and you are washed clean of the past and your sins.

Baptism for an adult simply means that your heart, not your mind, is changed by a leap of faith in Jesus; that is, you have found a better, more fulfilling way to live life here on Earth, God’s place for us to live when we are granted the gift of life through the Holy

Spirit, the Lord, and giver of life.

No specific act of doing good, including baptism, is necessary for you to be saved. If you were a believer and practicing your belief according to God’s plan for your life, you would still be saved, even if you were not aware that baptism, according to some believers, is a necessary condition to be saved. You will be saved by your belief, not your baptism.

That said, baptism will give you additional protection as a Christian because it is an act of faith and belief in God’s word. In the Catholic faith, baptism is the first of seven sacraments that are vital to the Catholic faith.

Many Christians believe that being baptized opens you up to receiving the Holy Spirit, and the protection of God’s angels, who have been messengers of His holy word. 

God is really 3 persons in 1:

1) God, who created the universe and every good thing in it.

2) Jesus, who suffered an excruciating death on the cross to forgive our sins (the times when we have strayed from God’s plan for our lives), thus becoming our redeemer; and then arose from the dead (thereby conquering death on Earth), thus becoming our savior so that we might spend our continued life with God the Father in heaven.

3) and the Holy Spirit, the Lord, the giver of life on Earth, and the inspiration for every good deed that happens during our existence on Earth, including a sense of compassion, kindness, understanding, forgiveness, acceptance, approval and, most important, love for one another.

The Gift of Choice

Jesus said: “Love your neighbor as you love yourself” . . . “Do unto others as you would have them do unto you” (for example, if you do not want to be killed, then do not kill others).

This is simply said but difficult for us to achieve completely because of the devil, who appeals to our baser wants and desires in being human, including greed, envy, lust, lying, cheating, stealing, power, influence, pride, hatefulness, and gluttony.

The devil is any evil thing that prevents us from being the person God wants us to be, knowing that if we believe in God and follow Him, our life will be better for our belief and behavior. The devil is out to destroy our sense of goodness, and the spirit of God is always present to remind us that our spirit of goodness will always remain the better choice for our well-being.

We exercise our gift of choice when we sin simply because we are foolish. We foolishly think sinning gives us pleasure and perhaps a sense of satisfaction when, in fact, it ultimately gives us nothing but heartache and unrest.

We think taking another drink (as an alcoholic), taking another drug (as a drug addict), consciously lying, cheating and stealing (to increase our own wealth and material possessions at the expense of others), or giving into concupiscence (having an affair with our fellow worker or casual acquaintance for the thrill of the excitement, attention and ego boost) will give us more happiness and pleasure when, in fact, it does just the opposite—we yearn for more of what we should not have or do, then desire more, and are never satisfied.

There might be some sense of satisfaction but there can be no real happiness and peace of mind when we sin. All sin leaves us with is the desire for more of the wrong tonic—guilt, shame, uneasiness, or all three.

We want to do better, but we do not choose to do better because sacrifice, discipline, and loyalty seem even more difficult than sinning.

The choice between doing good and evil is not a concept, it is a real life choice we face every day and every moment of our lives. Every choice in life that we make has a consequence, and some consequences are more severe to our survival than others.

That is why sinning becomes such a lure; some of our sins do not provide us with immediate feedback on the long-term consequences of our actions (it takes very little time to become an alcoholic, a drug addict, or an adulterer).

The beauty of the gift of choice is that when we do things that will destroy us, we always have—because of our gift of free will—the opportunity to change our course of action by making a better choice. And better choices will produce better consequences.

When we sin and do not believe in Jesus, it is never too late to accept God the Farther, Jesus the Son and the Holy Spirit into our lives, and benefit from the blessings, mercy and grace that God the Father, Jesus and the Holy Spirit can bring us.

Lesson: If you hear his voice today, harden not your heart. When in doubt, follow your heart, not your mind.

In the Book of Proverbs, we read that as a man thinketh in his heart, so is he.

It is our heart that rules our final destiny, not our mind. Our mind is the devil’s playground, our heart is God’s place of rebirth and redemption, wherein goodness always remains an option through our forgiveness by the grace of God.

Lesson: God will reward our good choices and forgive our bad ones. Only the devil will encourage our bad choices; God will never do so because He is incapable of sin.

The more you do what God wants, the less the devil will influence your life, but you must continually choose to do the right thing with the right motives for the right reasons to get the right results.

 Lesson: Trust in the Lord in all things and lean not unto your own understanding (your way of thinking).

The Gift of Faith

When everyone has abandoned us, and there is no hope that our life will get any better anytime soon, we can always count of this reality: God is with us and will never abandon us in our hour of need. We just need faith in our choice to follow God’s plan for our life.

Our gift of faith is joined at the hip by our longing for hope. Hope that there is something positive in our future that causes us to hang onto the precious gift of life. When a person loses all sense of hope they are a candidate for suicide to end it all.

We can solve our problems, loneliness and discouragement by using the talents He has given us. We must pray like it depends upon God, but act like it depends on us. God gives the birds food to eat, but He does not put it in their nest—they must work by going out and finding it, and so it is with us. The more effort we make doing the right things with right motives, the more God will recognize and reward our efforts.

Some people think that because God the Father, Jesus and the Holy Spirit can do anything, they should do everything. Some common examples of apparent injustice happening to helpless people include a child dying of an incurable disease, people being killed by a natural disaster, or someone drinking and driving and killing an entire family during a head-on collision.

These are all tragic events that are part of our everyday life. We wish these events were not part of our everyday life, but they are, and we feel helpless and inadequate in preventing them. The prevalent thought is: How can a God of justice and mercy allow this to happen?

The answer is as complex as the triune God itself, the trinity of God the Father, Jesus and the Holy Spirit. In brief, if God were to prevent every tragedy on Planet Earth from happening, He would have to take away our free will, destroying our ability to act (make conscious choices) in our own self best-interest.

The problem is, without the ability to accept or reject God by using our free will, we would have no way to connect with God after death here on Earth without our conscious choice to accept and believe in Him while we are still alive.

Another consideration lies in the oneness of goodness. If we never experienced both good and evil, we would not be able to distinguish the difference between the two behaviors.

We can experience unwanted tragedy and suffer from our bad decisions and mistakes in judgment. We can also learn from our mistakes, and when doing wrong, make a different, better choice to do the right thing with right thinking and right motives the next time.

We should never assign blame for our circumstances because, when we blame others, we give up our power to change. And if we lack the will for change, there is no one who can show us the way. Not even Jesus Christ. When you turn your back on Jesus, He turns His back on you.

It is important to appreciate that while we will never be perfect (we will sin because it is in our nature), we can learn from our mistakes.

When we encounter adversity and do not what to do or say, prayer provides as answer to fill the vacuum of doubt, fear and uncertainty. There is tremendous power in prayer.

Even in the best of times, we could and should pray in thankfulness for power and glory of the triune God in our life.

It is also important to appreciate that adversity does not build character. Just as we can learn from our mistakes, we can gain character from our disappointments. It is our response to disappointment that builds character. We cannot always prevent what happens to us, but we can always control our attitude and response to what happens to us in everyday life.

Fear and fatigue block the mind. Confront both, and courage and confidence will flow into us. Understand that when stability becomes a habit, maturity and clarity follow. Do not be confused by the devil.

God gives us the opportunity to live our life on a higher plain by exercising our ability to

choose wisely. This not only pleases God but helps us better prepare for our life after death if, by God’s grace, we are able to join Him with His Son Jesus and the Holy Spirit in heaven. In heaven we will not have to worry about evil. We may well be helping people avoid evil by watching over them from afar.

We should continually praise and thank God, Jesus and the Holy Spirit for their blessings, and most certainly for their mercy and grace in our present life.

The Gift of Women

God recognized man’s loneliness and created women to help him along his way. The union of man and woman allows for the creation of new life, a most precious gift indeed.

If man only had himself he would get bored and tired in a hurry. Women were made in part to listen to man’s greatest accomplishments, worst failures and absolute foolishness.

Women are the equal, if not superior of men, in many good traits that matter in the union of relationships involving both men and women–compassion, kindness, understanding, forgiveness, acceptance, approval and, most important, love for one another to name just a few.

Some men say they cannot live with women or without women. That is pure nonsense. If men did not have women in their life, Adam would have died in the Garden of Eden alone and life as we know would have stopped.

It is women, with the help of men, who conceive and bear the children who continue human existence on earth. We will all die eventually and if we do not see the generation coming behind us, life would not be as joyful, despite the challenges, as we carry on to our eventual destiny.

While it may be difficult for some men to admit, women can complete men, meaning that a man is always better off with a woman in his life. It is possible for men to complete women. The union of a man and a woman can make both better as a unit operating together rather than apart.

There are other gifts in our life, including God-given talent, intelligence and creativeness to mention three, but without a proper appreciation and understanding of first four great gifts, the rest would be window dressing. We create and develop every other gift in life because of the first four.

If you have read this far, you have a lot of stick-to-itiveness and patience. Whatever you think of one man’s opinion and belief, remember that it is one man’s opinion of the crucial importance of life—there are others with just as strong or greater beliefs.

The First Time I Had Witnessed a Miracle

 

(Ed’s Note: This article was written in 1976, 44 years ago, on the occasion of my daughter’s birth, and was first published in The Lacey Leader, the newspaper
I owned and operated for
8 years. As a Christian,
I celebrate the Resurrection of Christ rising from the dead this Easter Sunday so that all who believe might have eternal life. It is a joy for me to recount this miracle with you, recognizing that the birth of life is both a miracle and mystery to be cherished among all of our living experiences.)

Copyright 1976
by Ed Bagley

I have lived on this Earth 31 years, but Saturday night was the first time
I had ever seen a miracle.

It started in the dead of sleep at 5 a.m. For four hours I slept on like a newborn baby. It was nothing unusual for me—
the freight train that cuts Patterson Lake in two could detour through our bedroom, and I would probably not wake up.

Inside Annette—while I cut through zees like rewrite copy—a slow stirring began. Soon it became sharp pains. Finally I woke at 9 a.m. to greet the new day and found out Annette had been up at 5 wondering if her time had come. It had.

We checked into St. Peter Hospital at 11 a.m. and began an even longer wait. Soon it was 1 p.m., then 3 and 5 and 7 and 9 and her labor continued. The baby was not in the right position, and Annette spent a good deal of time figuring out how to push when the contractions came.

It was a struggle we went through together, her frank cries of anguish and my dispassionate encouragement. I could not have become emotionally involved, or it would have been all over for me. I wanted to see everything.

Finally monitors were put on her to play out the frequency of the contractions and the frequency of the baby’s heartbeat. A steady blip, blip, blip played across the face of the machine and, to the right, numbers changed every few seconds, telling the baby’s heartbeat per minute. Eventually medicine was used to help induce the contractions.

After 17½ hours, Annette went to the delivery room and I was right behind her. Inside, as Dr. Krug exhibited a totally calm, professional demeanor, I watched as the baby’s head pushed into the new world.

Dr. Krug noted that the cord had a knot and then, with one final push, Kristin Ann came into the world and nothing could hold back Annette’s elation and tears, and Kristin’s cry for survival.

Kristin was bright and alert to the momentous occasion; she immediately opened her eyes and let us know she was here—it must have been a tremendous struggle for her too.

I sat stunned, not giving in to instant joy. I wanted to note, with the patience and calm of a craftsman, every detail of this glorious moment.

Kristin looked blue and—had it not been for her crying—you might have thought she was not alive. Her eyes, if not her voice, said otherwise. I felt like
I could have reached out and touched the Hand of God.

Later, in the nursery, I was astounded that Kristin looked a healthy pink only minutes after her arrival. Her eyes were still open and her mouth was constantly moving.

When Annette came out of the delivery room and the nurse wheeled her up to the window, I was sure I saw Kristin smile. As if to test this observation against reality, I asked the nurse if she had smiled. I could not believe it.

The nurse replied yes and then, when the nurse, Annette and I once again focused on the wonder before us, Kristin Ann smiled again.

(Ed’s Note: Family is the fundamental core unit of our culture, from the unity of many comes the strength of the family to fulfill its destiny, with each generation experiencing the life cycle, and the joys and challenges of realizing our individual and group potential. The gift of life is only our first gift, it is up to us—as individuals and as a family unit—to love and support each other as we develop our unique gifts as children of God. Regrettably, more than 62 million babies have suffered abortion and been killed in their mother’s womb because of the passage of Roe v. Wade in 1973 by the United States Supreme Court. It obviously never occurred to the majority of the 7 of 9 setting Justices that they would have not been alive on Planet Earth if their mothers had aborted them. And many of us thought that those 7 Supreme Court Justices that ruled in favor of the motion were kind, thoughtful and sensible students of the United States Constitution, a document whose authors never, and I mean never, would have approved the motion. I say this because our great nation ensured us that were endowed by God with the fundamental tenet of “life, liberty and the pursuit of happiness”. The majority decision by those
7 misguided Justices have resulted in the killing of 62+ million babies and counting, as more are killed every day in America. It is easy to see why liberal progressives are happy with kicking God out of our schools. These are the same Pro Choice believers who would like to kick God out of our country and kick Christianity out of our nation, then we could become a socialist nation (or Communist or a Dictatorship) without a need for God or religion. Non-believers have some other ideas about this same topic. That’s OK. I believe our universe is big enough to accommodate everyone.)

Financial Thoughts
on Investing
by Warren Buffett

 

(Ed’s Note: The following condensation is from The Tao of Warren Buffett, written by Mary Buffett and David Clark and available for sale at Amazon and bookstores nationwide. I am always impressed by what Warren Buffett has to say and am doing this condensation to help promote their book.)

On Investing: Never be afraid to ask too much when selling offer too little when buying.
(Ed’s Note: How much you get from a sale or how much you have to pay when making a purchase determines whether you make or lose money and how rich you ultimately become.)

(Ed’s Note: For more of Warren Buffett’s advice go to the menu bar above and click on Financial Thoughts.)