In an Over-Communicated, Intrusive World, Simple is Better
Ed

Musings by Ed Bagley

 

On Tolerance:
The English writer G. K. Chesterton (1874-1936) once remarked that tolerance is the virtue of people who do not believe in anything; consequently, the have no standards by which to judge, which means they can be endlessly “ tolerant”. Within any given society or culture, the majority can, in fact, be wrong. Ergo, “Right is still right if nobody is right, and wrong is still wrong if everybody is wrong.” An act’s rightness or wrongness does not depend upon the number of its supporters. Acts that are popular or even laws passed by a legislature are not necessarily moral or ethical, not to mention fair.

On Your Potential:
It is possible that you are squandering your ability to develop your potential by spending too much time mooning over what is not right with your life rather than using that same energy to take action to achieve what you want to happen. To do so you must first decide who you are, what it is you want, and why you are here. Once you answer those questions for yourself, you will naturally gravitate toward becoming the person you are, you want to be, and what you are going to do with the rest of your life. Along the way, you will be feeding your passion rather than trying to discover your passion on an ever ending journey to despair.

On Personal Growth:
There is a huge difference between “professional growth” and “personal growth”. Do you know the difference? Virtually all successful people have professional growth. Professional growth is getting more education (a bachelor’s degree or an advanced degree), or successfully completing a training course in some specific skill (an apprentice carpenter becoming a journyman carpenter). Personal growth is totally different because personal growth requires you to change your thought process and belief system. Of every 100 people who could benefit from personal growth, only 10 at most would even attempt to develop personal growth, and, of those 10, only 1 will achieve personal growth because it is so difficult to achieve on your own without professional help of some kind. The one percent of people who achieve personal growth could be called “1 percenters”.
The 1 percenters may be 99% ahead of those who do nothing to change their thought process and belief system.

Clason’s “The Richest Man in Babylon” Part 2 – The 7 Cures for a Lean Wallet and The 5 Laws of Money

Copyright © 2007 Ed Bagley

Part 1 of this 2 Part series ends the synopsis of George Clason’s book “The Richest Man in Babylon,” but Clason raises an important question: Why should
so few men be able to acquire so much gold?

The answer is because they know how.

One may not condemn a man for succeeding because he knows how. Neither may one with justice take away from a man what he has fairly earned, to give to men of less ability.

And so it was that the good king of Babylon sought out the richest man in Babylon to teach to others in his kingdom the secrets of his success.

This is a synopsis of what the richest man taught to the people
of Babylon:

The Seven Cures for a Lean Wallet

1) Start your wallet to fattening. Save one-tenth of all you earn. Remember that a part
of all I earn is mine to keep. Do this faithfully. Do not let the simplicity of this escape you.

When I ceased to pay out more than nine-tenths of my earnings,
I got along just as well.
I was not shorter than before, and, money came to me more easily than before.

2) Control your expenses. How is it that all do not earn the same yet all have lean wallets? Here is the truth: That which each of us calls our “necessary expenses” will always grow to equal our incomes unless we protest to
the contrary.

Confuse not necessary expenses with desires. We all have more desires than our earnings can gratify. Examine which of the accepted expenses of living can be reduced or eliminated. Let your motto be 100% of appreciated value demanded for every dollar spent.

Budget your expenses so that your actual necessities are met without spending more than nine-tenths of your earnings.

3) Make your money multiply. Protect your growing treasure by putting it to labor and increasing. Money in your wallet earns nothing. Money that we earn from our money is but a start; it is the earnings generating earnings that builds fortunes.

When the richest man in Babylon loaned money to the shield maker to buy bronze, he said this: “Each time I loaned money to the shield maker, I loaned back also the rental he had paid me. Therefore not only did my capital increase, but its earnings likewise increased.”

4) Guard your money from loss. Everyone has an idea of how to make quick money; few, however, have the evidence of making money to justify their idea, scheme or offer of quick riches. The first sound principle of investment is security for your principal.

Before you loan your money to any man assure yourself of his ability to repay your loan, and of his reputation to do so. Make no one a present of your hard-earned treasure.

Consult the wisdom of those experienced in handling money for profit. Such advice is often freely given for
the asking, and may possess more value than the amount you
are about to invest.

5) Make your home a profitable investment. When you can set aside only nine-tenths of what you earn to live, and can use a part of that nine-tenths to improve the investment in your housing, do it; owning your own home is also an investment that grows with your wealth.

Your family deserves a home they can enjoy and call their own. It builds a sense of stability and well-being.

6) Ensure a future income. Build income-producing assets that do not require you to work forever. We will all grow old and die.

You should prepare a suitable income for the days to come when you are no longer younger and cannot work as hard, and to make preparations for your family should you no longer be with them to comfort and support them. Provide in advance for the needs of your growing age, and the protection of your family.

7) Increase your
ability to earn.
Desire precedes accomplishment, and the desire must be strong and definite. When you have backed your desire for saving $1,000 with the strength and purpose to secure it, you can then save $2,000.

Desires must be simple and definite. Desires defeat their own purpose when they are too many, too confusing, or too difficult to accomplish. Cultivate your own powers to study and become wiser, more skillful, and more productive.

Here is more sage advice from Clason’s masterpiece on financial matters:

The 5 Laws of Money

If you had to choose, would you choose tons of money or wisdom? Most men would take the money, ignore the wisdom, and waste the money. Here is the wisdom:

1) Money comes gladly and in increasing quantities to any man who will put aside not less than one-tenth of his earnings to create an estate for his future and the future of his family.

2) Money labors diligently and contently for the wise owner who finds for it profitable employment, multiplying unto itself in infinity if kept working diligently. Money multiplies itself in surprising fashion.

3) Money clings to
the protection of the cautious owner who invests it with the advice of men wise
in its handling.

4) Money slips away from the man who invests it in businesses or purposes that he is not familiar with, or which are not approved by those skilled in its keep. The inexperienced handler of money who trusts his own judgment, and puts his money in investments which he is not familiar, always pays with his money for his experience.

5) Money flees the man who would force it to impossible earnings, or who follows the alluring advice of tricksters and schemers, or who
trusts it to his own inexperience and romantic desires in investment.

Here is the hard lesson of the 5 Laws of Money: You cannot measure the value of wisdom in bags of money. Without wisdom, those who have it quickly lose money, but with wisdom, money can be secured by those who have it not.

This ends the condensation.

Copyright © 2010 Ed Bagley

An article by Katie Johnston Chase appeared in The Boston Globe on June 22, 2010. It talks about “dumbing down” your resume to get hired. I could not disagree more with this tactic, and will explain why.

But first, here is the article by Katie Johnston Chase:

After hearing from several potential employers that he was overqualified, high-tech salesman Joe Collins of Medfield worked with a recruiter to come up with two resumes. One emphasized revenue gains and the number of people he oversaw as a manager; the other omitted those details, concentrating instead on his hands-on sales experience.

Collins, 55, figured that someone looking to fill a routine sales job might review his more high-powered management experience and assume: “He’s only going to hang around until he finds something else.”

As the tight job market forces the unemployed to apply for lower-level positions, more job seekers are “dumbing down” credentials, wiping graduate degrees and high-level experience off their resumes, recruiters say.

Applicants say the idea is to get hiring managers to at least look at their resumes, instead of figuring someone with extra qualifications will demand a bigger salary or leave for a higher-level opportunity once the economy turns around.

But too much background doctoring can be risky. Wakefield recruiter Bruce Allen, who has had more clients ask about altering their resumes during the economic downturn, stopped short of calling it unethical, but he said leaving off degrees and experience may come back to haunt job seekers. It’s hard to hide skills in an interview, he said. Background checks and the Internet can also quickly reveal what job seekers leave out.

“It’s less about ethics and more about what kind of quicksand are you about to step into,” said Allen, of Point B Search, who helped Collins craft his resumes.

Modifying a resume to fit a specific opening is nothing new, but when jobs are scarce, recruiters say, applicants are more willing to undersell themselves. Stephen Ford, of the career consulting firm OI Partners in Concord, sees this resume customization — not mentioning that you managed a $1 million budget if the company you’re applying to has a half-a-million-dollar budget, as he counseled one job seeker — as a way to broaden a job seeker’s appeal.

“I think we see it in each deep recession,” Ford said.

Former Web analyst Nicholas Carroll, who was laid off from his consulting job for IBM in 2008, is such a believer in dumbing down resumes that he dedicated a section of his 2009 e-book, “The Layoff Survival Plan,” to it.

In the section titled “How to Downgrade Your Resume for a Tight Job Market,” Carroll recommends taking titles down one peg, from director to manager, from manager to specialist.

Carroll removed his bachelor’s degree in technology management after he lost a job as a website developer during the dot.com collapse of the late ’90s in order not to appear overqualified for blue-collar work, and he didn’t stop there.

During an interview for a management position at Econo Lube `N Tune, “I deliberately hesitated a quarter second before every answer,” he said, and at one point decided to fake a “faint look of panic.”

The morning after the interview, he said, he was offered the job. “Somebody finds out you know that much more than they do, they get nervous,” Carroll said.

That’s true, says Robert Akerlof, a post-doctoral associate at the MIT Sloan School of Management, who is working on a theory about how it can be difficult to maintain authority over overqualified workers if they think a job, or a boss, is beneath them.

Dumbing down a resume is a way for job seekers to show that they are going to be respectful, said Akerlof, citing the “20 percent rule,” which states that bosses should be 20 percent smarter than their employees.

“I think it’s not so much that you’re lying about what your resume is, it’s that you’re trying to convey an appropriate attitude,” he said.

Recruiters also say they are seeing more older workers who delete the year they graduated from college, along with details about their early job experiences — both of which can date them.

But a job seeker who left the first 10 years off his resume didn’t get far with the Burlington public relations firm Davies Murphy Group. “In my book it automatically disqualifies the candidate because it shows a comfortableness with dishonesty,” said principal Andy Murphy.

People are so focused on getting back into the workforce that they are setting aside not just complete work histories, but their egos, to go after the kind of position they may have had years before.

Unemployed Denver science educator Nancy Hansen removed her master’s degree in ecology and her two Fulbright scholarships from her resume to send a message to a potential employer: “I don’t want you to think that because I have a great resume I’m above doing the work that is here.”

Hansen is still not getting many callbacks from the museums and schools she has been applying to, but at least she’s not hearing the dreaded “overqualified” word anymore. If she is asked about her education or work experience in an interview, she said, she will tell the truth.

That’s what Adrienne Rodney did after sending in a master’s-degree-free resume for an executive assistant position. Convinced that her graduate degree from Boston University was hurting her chances of getting the publishing and public relations jobs she was applying for, she stopped including it.

When she came clean about the omitted degree to her potential boss, Brooke Allen — who runs the website NoShortageofWork.com, about unconventional paths to employment — Allen told Rodney that he had left his MBA from New York University off his resume years before.

Much discussion, and a job offer for Rodney, soon followed.

End of Katie Johnston Chase’s Article

Start of Ed Bagley’s Reaction:

When resume writing clients of mine approach me about “dumbing down” their resume to help them get a job in a down economy, I discourage such foolishness, and here are some reasons why:

1) It is very bad form for anyone who wants to get ahead in this world to apologize for being educated, literate, ambitious or productive.

Just because the world is full of mediocre minds and mental termites (many of whom take up space and do nothing more than enough to keep their job) does not mean you should be sucking up to them at their level of thought power, education, literacy, productivity and accomplishment.

You can temporarily lower your level of employment expectations, but do not lower yourself or your qualifications in the process.

Take a lesser job and salary if you must to survive until the economy turns around, but stand your ground when it comes to your qualifications.

Do not dumb down your resume by taking off your degrees, job titles, productivity and accomplishments.

You can tell me that they will not hire you because they feel you are a threat to their position.

You can tell me that they will not hire you because they are afraid you will leave for a better position when the economy turns around.

You can tell me that they said your are overqualified for the position.

None of these comments from potential interviewers or decision-makers amounts to a hill of beans.

If no one has every told you before, I need to tell you now – when someone says you are overqualified, that is simply the most polite way they have of saying they do not want to hire you.

It could mean they do not want to hire you because you are a threat, or because you may leave at the first opportunity for a better job, or any other reason, including the way you part your hair, the color of your eyes, or the sound of your voice. It flat does not matter.

You simply need to move on to another interview for another opportunity. Think this through for a moment.

If they think you might leave because you are a threat, what makes you think they will not undermine your effort and production if you are hired?

If they think you might leave because you will find a better opportunity, is it not clear then that you will be penalized for trying to better yourself? What kind of a person or boss would hold you back from becoming a better person, or trying to find a better, more productive way to support your family and yourself?

I will tell you what kind of a person would think and feel this way toward you. A loser, that’s who. What person in their right mind wants to work for, or with, a loser? Losers will always drag you down before they would ever think of lifting you up, that is why they are losers.

Winners do not think like losers. Winners do not talk like losers. Winners do not act like losers.

What would a winner’s reaction be if you came to him or her acting like you were educated, literate, ambitious or productive? They would read you resume, interview you and act appropriately – that is, make you a job offer.

Why? You must be kidding to ask such a question.

For openers, when you are educated, literate, ambitious and productive, they may not have to spend a dime to train you to do a job at a much lower level than you are accustomed.

You will likely be a high achiever and performer, saving them time and effort in monitoring your work habits.

They will be able to give you projects and assignments, and they will not micro-manage you in the process; they will be moving on to another challenge to make them and the department – including you – look better than your competitors to the higher ups.

You will likely make your boss look good, increasing his chances of an earlier promotion. And what do you think your boss will do when he is promoted? That’s right, take you to a higher position with him; he would be nuts not to, especially if he knows how valuable you have been to him under his charge.

Should you be offered a better position than the company you are working for can match, you boss will not be all that upset if you leave. Why? Because you may leapfrog over his position, turn around, and bring your boss with you. After all, he was smart enough to hire you.

2) Acting and playing dumb to take a job that pays significantly less than you were making is hardly an intelligent career move unless you want to devalue yourself and what you have to offer, and move backwards at the same time.

When you interview with someone for a lesser position, and you know that person is not even making half or one-third of what you were making in your prior position, do not let the interviewer make you feel like a lesser person by sitting there and listening to that baloney.

Be polite, be patient and then be gone. Life is short. You do not need to work for losers who want to tear you down while trying to build themselves up at your expense.

I fully recognize that in life there is no vacuum for followers, the vacuum is for leaders. Followers do not, and cannot lead if their life depended upon it. When a follower sees a leader, he will follow and become a good team player; he knows his place and will be happy as a follower.

Leaders do not enjoy any such comfort. Leaders are not comfortable unless they are leading. And yes, leaders were once followers before they became leaders; they just did not make a career out of being a follower.

There is nothing wrong with being a follower. As Shakespeare said, “Act well your part, therein all honor lies.”

Smart bosses and smart people in the hiring business know they are always money ahead hiring a smart, educated, literate, productive and ambitious person. People who fear competition are losers and will never get ahead in this world, unless, of course, their daddy owns the company and their daddy would let an idiot run the company.

Most winners in this world got where they are at by lifting themselves up by their bootstraps by the honest sweat of their brow – all they needed to become successful was an opportunity, not a handout.

And, this is important, when they were denied an opportunity, they created their own opportunity. Some people have a job; other people create a job with a business – in other words, they do not have a job, they own a job.

When you have your own business, you are not going to fire yourself or lay yourself off. If you want more income, you raise your prices, and operate only in the market that will pay your prices. Who says you have to serve everyone? You just have to serve someone in a special market segment to be successful in America.

One final comment – have some pride and backbone in who you are, and what you have to offer. Do not allow two-bit interviewers and snot-nosed personnel types to push you around mentally or emotionally, they haven’t lived long enough to earn that right. Let people know real quick that you are a person of substance and, if they cannot handle it, find someone who can.

Life is short. Idiocy is rampant. Success is elusive. You must reach out and grab success by the hand, and do not let loose of it until you bring it to you. You can do it. Anything you can conceive and believe, you can achieve. Create desire, develop belief, and get on with it.

The Legality of
Roe v. Wade Screams
for Reconsideration

 

Copyright © 2021
by Ed Bagley

There are at least 61 million incidents of why the legitimacy of the landmark United States Supreme Court decision regarding Roe v. Wade in 1973 should be struck down and reversed.

The screams of the 61 million fetuses already killed were never heard as they were deliberately executed in the womb of the mother and, if surviving to actual birth, they were killed in the operating room before being blessed with the gift of life.

Think for a moment about what is happening in this process and the carnage it is creating in our society, and the eventual impact it is having on our hearts, minds and souls.

The victim in this process is not only the unborn child, but also the mother who permitted it to happen, the father who helped create the child, his or her brothers and sisters, their potential grandparents, all living relatives, and all future generations of children who will have lost a companion and what the unborn child might have meant to the advancement of mankind, peace and harmony among our fellow living inhabitants who currently benefit from the gift of life.

Please do not be confused about thinking that life is not a gift. Life is a perfect gift that we cannot create on our own. Science has given us a better understanding and appreciation for the world we live in, but science cannot give us a living, breathing child. It is not only foolish but ignorant to think that we can plant a seed in the ground and a child will eventually arise from the soil.

Scientists cannot create sperm and an egg from nothing and produce a child. Without sperm and an egg, scientists are dead in the water before they ever start on the process involved.

While it is a generally accepted idea in civilized societies that killing someone is unacceptable if we are to coexist together; the chilling practice of Roe v. Wade allows a mother to kill her child rather than carry the child to term, let the child live, and raise the child as a mother. Citizens who murder another person after birth, who get caught and are tried in court and convicted, serve time in jail for their punishment. Roe v. Wade makes the deliberate killing of a child by abortion legal.

Roe v. Wade became a landmark decision when
7 of the 9 Justices at the United States Supreme Court created a majority decision to enact Roe v. Wade into law.

It is important to note that the governmental system of the United States of America is not a pure democracy—that is, rule by majority vote of its citizens who are registered to vote and vote during legal elections—but rather a constitutional system governed by the rule of law. The Constitution of the United States is the glue that holds the fabric of our system together with the help of the Bill of Rights, providing freedom and equality to its citizens who adhere to the laws of the land. Our judicial system provides the mechanism to make it work. At the top of our system of justice is the United States Supreme Court.

In the case of Roe v. Wade, 7 of the 9 Justices ruled that the Due Process Clause of the Fourteenth Amendment to the U. S. Constitution provided a “right to privacy” that protected a pregnant woman’s right to choose whether or not to have an abortion, and therein lies the rub.

The Fourteenth Amendment to the U. S. Constitution granted citizenship and equal civil and legal rights to African Americans and slaves who had been emancipated after the American Civil War, and included three major provisions: The Citizenship Clause, granting citizenship to “all persons born or naturalized in the United States”, the Due Process Clause declaring that states may not deny any person “life, liberty or property” without Due Process of Law.

The 7 Justices that went along with this idea included Chief Justice Warren Burger, and Associate Justices Harry Blackmun, William Douglas, William Brennan Jr., Potter Stewart, Thurgood Marshall and Lewis Powell. The 2 dissenting Justices included William Rehnquist and Byron White.

The result of what the 7 concurring Justices were saying implied that women have more rights than an unborn child, more rights than men, husbands, parents, grandparents, and all living relatives. And, that women not only have more rights, but also have more special rights than anyone else on the face of the Earth. And, of course, that an unborn child in the mother’s womb has no rights whatsoever; that the unborn child can be killed at will by a decision of the mother without any other consideration whatsoever for the welfare of the child.

Therefore, what the father, brothers, sisters, parents, grandparents or any other living relative might think merits no consideration whatsoever.

No one, of course, is even asking what God might think. If you have no spiritual development whatsoever, you could care less. You may even think there is no such thing as a God, and that we humans are in a long line of evolution descending from apes, who some scientists have determined have 96 percent of the same genes as humans.

And, and what? These are the same scientists who, if asked to create a tree from scratch, with no seed already in existence to plant, could not create a tree from scratch on their best day as a scientist, or if their life depended upon it.

Saint Teresa of Calcutta was probably not the first person to point out that  “every perfect gift comes from God”. God, in the Christian faith, and more especially the Catholic faith, includes the Trinity: God the Father, Jesus the Christ and the Holy Spirit, the Lord and giver of life.

Science and human nature aside, what does God have to say about killing? One of the Ten Commandments says: “Thou shall not kill”.  The commandment cannot be said simpler with the same meaning.

This Commandment of God does not hedge. It does not say, “Thou shall not kill, except for unborn babies”.  The gift of life is a perfect gift from God. In life, we can be faced with an enemy trying to kill us, and we kill so we, or our family, will not be killed. To be certain, killing is never a positive activity. Only sorrow comes from killing; the victim will likely leave behind a spouse, children, parents, grandparents, or a partner on the battlefield.

Why a majority of Supreme Court Justices would think that killing an unborn, defenseless fetus in the womb who will, without hindering, become a live, breathing human being at birth, is beyond common sense, not to mention an offense against humanity and the sanctity of life. It could be noted that, at the time of the Roe v. Wade decision, all the Supreme Court Justices were men.

Do mothers, who decide to kill their baby, realize and appreciate the fact that they would not be alive to reproduce if their mother decided to abort them?

No one in a polite, educated society wants to hear about killing babies. People who believe abortion is a personal right of a woman lay away nights trying to describe the process in more acceptable terms, such as: reproductive freedom, a woman’s right to control her own body, terminating a pregnancy, freedom of choice, a woman’s own private medical decision, a procedure, access to health care, family planning, and choice; anything but the raw truth: killing, which does not make it any less permanent for the unborn child and victim.

Those who would deny or doubt the existence of God are in a long of people who are “pro choice” rather than “pro life’. It would almost be impossible to calculate the arrogance and self-righteousness of women and organizations that promote abortion. Only God has an accurate take on that.

Without spiritual development and belief in God, it is hard to appreciate and understand God’s three greatest gifts for us; 1) The gift of life, 2) The gift of free will to do as we please, and 3) The gift of faith.

We could be reminded that God is not pleased about killing unborn babies, primarily because He is the creator of the life we enjoy.

For women who decide that abortion is an answer to whatever issues they feel will complicate their life, there is forgiveness when they experience remorse over their action. God is a forgiving God, and a woman who is remorseful over her decision to abort her child will be forgiven by God if she recognizes her wrongdoing and asks God for forgiveness.

God is a merciful God and understands that no human in His creation is without sin. All humans are sinners because we are not God. The good news is that we can be forgiven when we experience remorse, and ask God for forgiveness.

It is interesting to note that only 1 in 50 babies born worldwide are born in a free country that is the United States of America. There is no other county with another system of government—like socialism, democratic socialism, communism, fascism or any other ism or dictatorship—more free and offering more opportunity to succeed than the United States of America.

It is a shame that we can kill 61+ million unborn babies and claim to think we are as humane as we think we are. We are not that humane, but neither is any other country on the face of the Earth. We could do better, and we could start by reversing Roe v. Wade.

Financial Thoughts
on Investing
by Warren Buffett

 

(Ed’s Note: The following condensation is from The Tao of Warren Buffett, written by Mary Buffett and David Clark and available for sale at Amazon and bookstores nationwide. I am always impressed by what Warren Buffett has to say and am doing this condensation to help promote their book.)

On Investing: Never be afraid to ask too much when selling offer too little when buying.
(Ed’s Note: How much you get from a sale or how much you have to pay when making a purchase determines whether you make or lose money and how rich you ultimately become.)

(Ed’s Note: For more of Warren Buffett’s advice go to the menu bar above and click on Financial Thoughts.)